If you’re new to credit card processing, you won’t find a better deal anywhere, and if you already have these services from another provider, we will meet or beat their merchant account rates.

With a First Merchant Services merchant account, you will be able to accept all major credit cards such as Visa, MasterCard, Discover Network, American Express, Diners Club and JCB as well as debit, EBT and check cards for payment.

Your merchant account also gives you access to additional services such as check guarantee, electronic check conversion and gift and loyalty cards.

We offer a wide range of merchant services to meet the needs of any business.


    Harbortouch supports EMV-enabled credit cards, or "smart cards" to keep you compliant for enhanced security. Smart cards include an embedded microprocessor that provides powerful security features not possible with traditional magnetic stripe cards. The major card brands are migrating to EMV technology due to the added security afforded by these cards. As of October 2015, merchants who don't accept EMV payments will be non-compliant and will incur increased liability for data breaches and chargebacks. With Harbortouch, you can future-proof your business and keep your business secure!

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    The mobile payment revolution is coming - is your business ready? Harbortouch supports near field communication (NFC) technology so that your customers can simply wave their smartphone to pay with Apple Pay™, Android Pay™ or other NFC payment options. The number of NFC enabled phones is growing at an astounding rate and an increasing number of consumers are using their phones to pay. With cutting-edge mobile payment solutions, Harbortouch makes sure you aren’t turning away customers because you don’t accept their preferred form of payment.

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    First Merchant Services offers a web-based reporting system that gives you the ability to manage your merchant account securely and conveniently over the Internet. This tool allows you to view credit card statements, batch and transaction details, receipts and electronic signatures. It also gives you the ability to order supplies for your POS equipment, access instructional materials and chat with our support representatives online in real-time. The system even alerts you to any chargebacks or retrieval requests on your merchant account, enabling you to act promptly and avoid fees.

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    Harbortouch offers 50 free customized, full color cards and a 60-day free trial to all of our merchants. We offer a variety of card options to best suit your specific needs. Choose from a broad selection of professionally designed card templates or produce your own cards with custom artwork and images using our simple and intuitive online interface.

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    Check guarantee and electronic check conversion provide convenience and peace of mind when accepting check payments. Check guarantee enables you to avoid bounced checks and bank fees as a result of accepting nonsufficient funds (NSF) checks. Our advanced check guarantee system will scan customers' checks against our database of negative check writers and alert you of negative and NSF check risks. With check conversion, checks will automatically be deposited in your bank account, eliminating the need to make trips to the bank.

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    Harbortouch offers a comprehensive ATM solution including equipment, installation, cash replenishment and processing. Placing an ATM at your business location is a proven way to increase foot traffic while generating additional revenue from ATM surcharges.

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Call 888-334-5210 or fill out the form to get started!